Severance Is a Moment. Job Loss Is a Season.

Content Summary

Most severance packages are built around a single date: the last day. But nobody’s financial life works in single dates. Rent recurs. Groceries recur. The COBRA premium recurs. A lump sum lands on one Friday, and then the calendar keeps going without it. This is the gap between how a program is designed and how it’s lived. Finance sees one line item. The employee sees twelve weeks of Fridays. A Supplemental Unemployment Benefits Plan — a SUB Plan — is built around the second view.

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