Davies

Davies, formerly Merlinos & Associates, is a leading provider of actuarial and insurance consulting services to the senior care industry. Our staff expertise includes providing consulting services to more than 25 risk retention groups and captives focused on senior care.

Our consultants have extensive experience with professional liability, general liability, and workers’ compensation exposures for skilled nursing, assisted living, independent senior living, and continuing care retirement communities across the United States. We also provide assistance with management liability, auto, property, surety, regulatory penalty, and health benefit exposures and coverages for senior care entities. Our professional and general liability senior care studies represent over 250,000 licensed beds and annual premium and funding of $100 million.

We deliver:
* Actuarial feasibility studies for captive and RRG formations.
* Reserves analyses and actuarial certifications/statements of opinion on reserves.
* Development of rates and rate structures.
* Pricing and underwriting.
* Reinsurance structure analyses.
* Assistance with insurance and healthcare regulatory compliance.
* Monitoring and measuring impacts of risk management programs.
* Appointed Actuary services for a large risk retention group that insured assisted living entities.